Tips For First Time Buyers
Buying your first property can be an exciting and daunting time.
Here are Tollers top five tips to ease you through the process of buying your first home;
1. Obtain a written quote so you are fully aware of the costs.
We would recommend you do not accept verbal quotations. Quotations obtained over the telephone may appear rather different when you compare the hard copy documentation. We will provide you with a quote by email/letter and all our costs will be fully transparent.
Check the Conveyancers/Solicitors are competent in Help to Buy procedures. This could be a Help to Buy Isa or a Help to Buy Equity Loan.
First Time Buyer Stamp Duty relief was announced on 22nd November 2017 – check whether you are eligible, click here for more information.
2. Choose the right Conveyancer/Solicitor to act for you
Local knowledge, experience and accessibility is key. Tollers conveyancing teams all have conveyancers with over 10 years’ experience who are local to each of our offices (Northampton, Milton Keynes, Kempston, Kettering, Corby, Stevenage, Oakham and Uppingham). We pride ourselves in delivering an excellent standard of customer service, 97.5% of our clients state they would use us again.
We are a full service firm so can refer you to other departments if necessary e.g. trust and estates (wills/declarations of trust). There is no need to use another firm for any of your associated legal needs.
3. Communicate with your Conveyancer/Solicitor
We do not expect you to understand the whole process. If you have any questions, ask. Tollers use email/text and telephone so there will always be someone who can answer your questions/queries.
4. Use a solicitor approved by your Mortgage Lender
We are Lexcel and CQS accredited so approved to act on behalf of all major mortgage lenders.
5. Be organised
We provide all our first time buyers with a guide to purchasing their new home. Working together we can assist you to be organised and achieve your desired completion dates.
Talk to Tollers if you are buying your first home, our friendly team of conveyancers will be delighted to help.