Funding In Care
How your care is likely to be funded is an important consideration for the future. When a loved one is receiving care services, whether in their own home or in a residential, nursing or care home setting, it is important to ensure that their care fees are being calculated correctly and to make sure that they are receiving the appropriate income and benefits to make the most of their money. You should never take for granted that a care funding calculation or care contract presented to you is both accurate and appropriate to the person receiving the care services.
Funding in care is met in a number of different ways depending on the circumstances of your care arrangements, your health needs and the extent of your accessible estate as a starting point.
The starting point for care is that this is to be self-funded for those who have over a certain level of assets, after which time the care becomes largely funded or “topped-up” by the Local Authority. That said, there are complex rules surrounding assets and income to be taken into account for the purposes of determining whether a person is self-funding.
Many people are unaware that, regardless of their assets, they may be entitled to free care funding if they meet certain criteria for NHS Continuing Healthcare, or that aftercare funding is free under section 117 of the Mental Health Act 1983 (“MHA 1983”) for those who have been sectioned previously under any of sections 3, 37, 45A, 47 or 48 of the MHA 1983.
We aim to guide you through the complexities of funding in care with clear direction and easy to understand advice. We can also support people to challenge and appeal incorrect assessments and decisions in relation to funding in care.
Here at Tollers, our specialists are able to offer you advice and assistance in respect of:
- NHS Care Home Funding / Continuing Healthcare Checklists and Decision Support Tools.
- Local Authority Assessments for Care Funding.
- Care Advice.
- Care Home Contracts.
- Self-funding and third party top ups.
- Property issues and disregards.
- Deliberate Deprivation of assets.
- Deferred Payment Arrangements.
- Residential Care issues and Care home complaints.
- 117 Aftercare Services.
- The Care Act 2014.